SMART TAX& ACCOUNTING

Tax planning and advisory

Advice before the year ends: salary or dividends, deductions, and a structure that keeps your tax bill reasonable.

What's included

  • Personal tax planning
  • Corporate tax planning
  • Salary versus dividend planning
  • Business expense and deduction review
  • Owner-manager tax planning
  • Year-end tax planning
  • RRSP contribution planning
  • Tax compliance reviews
  • Accounting and financial reporting consultations

Key dates

  • March 1, 2027: RRSP contribution deadline for the 2026 tax year
  • December 31: last day for most other moves that reduce this year's tax
  • Before year-end: corporate owners decide on salary or dividends

Why it matters

  • An RRSP contribution lowers your taxable income now; we work out the amount that gives the best refund for your situation.
  • Salary builds RRSP room and CPP; dividends can cost less tax today. The right mix depends on your numbers.
  • Planning before December 31 gives you choices; after that, most of them are gone.

Other services

Contact us

Call, write or message us in English, Russian or Uzbek.

Phone, WhatsApp, Telegram
+1 437 983 4010
Email
taxsmartcga@gmail.com
Office
11 Suraty Avenue, Scarborough, ON M1P 4C9